How to get a statement
A CAS (Consolidated Account Statement) is one PDF listing holdings across fund houses, and — from NSDL or CDSL — the shares and bonds in demat (electronic) accounts too. Five places send one, free. Any of them works; a detailed statement with every transaction allows the most.
Words used on this page
- Folio
- The account a fund house opens for each investor; one person can have many.
- Registrar
- The firm that keeps investor records for a fund house. India has two: CAMS and KFintech.
- Demat account
- An account that holds shares, bonds and some fund units in electronic form, opened through a broker or a bank.
- Depository
- The institution where demat accounts sit. India has two: NSDL and CDSL.
- PAN
- The Permanent Account Number — the income-tax number on the PAN card; statements are grouped by it.
- Detailed or Summary
- Detailed lists every purchase, sale, switch and instalment with dates; Summary lists balances only.
Which to get
CAMS, KFintech, MF Central — the detailed statement.
Buy and sell timing (each purchase and sale against what the market did), the behaviour gap (the return the funds made against the return the money made), sold positions kept as ghosts — and everything a holdings statement allows.
NSDL CAS, CDSL CAS — the monthly statement for demat holders.
The mix (sector, company size, fund type), overlap between funds, Regular-plan cost, and the names and nominees on each holding. A month of transactions is too short for timing.
Both together give the fullest picture: the detailed CAS for the history of every fund, the depository CAS for shares.
CAMS
CAMS is one of the two registrars — the firms that keep investor records for the fund houses.
- Covers
- Mutual fund folios at fund houses whose records CAMS keeps; the combined request on the same page covers KFintech-serviced fund houses too, so one statement lists every folio under one PAN. Not shares held in a demat account.
- How often
- On request, for any period — from the first transaction to today, or a chosen span.
- Detailed or summary
- Detailed lists every purchase, sale, switch and instalment with its date, units and price; Summary lists only balances and values. Choose Detailed for the buy and sell analysis.
- Password
- Chosen on the request form, and it has to meet the rules the form states. The PDF opens only with that password.
- Allows
- Every transaction, over years.
- Open the CAMS statement page.
- Pick the consolidated statement that covers CAMS and KFintech funds.
- Choose Detailed, and the period (the whole history gives the fullest analysis).
- Give the email address registered on the folios, and the PAN.
- Set the PDF password. The statement arrives by email, usually within minutes.
KFintech
KFintech is the other registrar.
- Covers
- The same consolidated statement, requested from KFintech’s side: folios at fund houses serviced by either registrar. Not shares held in a demat account.
- How often
- On request, for a chosen period.
- Detailed or summary
- Detailed (every transaction) or Summary (balances only). Choose Detailed.
- Password
- Chosen on the request form; the covering email says so again.
- Allows
- Every transaction, over years.
- Open the KFintech statement page.
- Choose Detailed, the period, and the email address registered on the folios.
- Set the PDF password. The statement arrives by email.
MF Central
MF Central is run jointly by CAMS and KFintech: one sign-in for folios at every fund house.
- Covers
- Mutual fund folios across both registrars. Not shares held in a demat account.
- How often
- On request, after signing in with the PAN and a one-time code.
- Detailed or summary
- A detailed statement with transactions, or a summary. Choose the detailed one.
- Password
- Stated on the download page and in the covering email — check there.
- Allows
- Every transaction, over years.
- Sign in to MF Central with the PAN and the one-time code sent to the registered phone or email.
- Request the consolidated account statement, detailed, for the whole period.
- Download it, or have it emailed.
NSDL CAS
NSDL is one of India’s two depositories — the institutions that hold shares and bonds in demat (electronic) form.
- Covers
- Holdings and the month’s transactions in demat accounts at NSDL and at CDSL, and mutual fund folios held under the same PAN, in one statement.
- How often
- Emailed every month in which there is a transaction; otherwise every six months. Nothing to request once an email address is registered with the demat account.
- Detailed or summary
- One kind: holdings on the statement date, plus that month’s transactions. It does not carry a full purchase history.
- Password
- The PAN of the first or sole holder, in capital letters (as NSDL states it). If it does not open, check the covering email.
- Allows
- Holdings on a date.
- Look for the monthly email from NSDL with the CAS attached.
- Or register, or ask for a copy, on NSDL’s CAS site.
CDSL CAS
CDSL is the other depository. One of the two sends the CAS for a PAN, covering accounts at both.
- Covers
- The same as NSDL’s: demat holdings at both depositories and mutual fund folios under the PAN.
- How often
- Monthly when there is a transaction; otherwise every six months.
- Detailed or summary
- Holdings on the statement date, plus that month’s transactions.
- Password
- Usually the PAN in capital letters; the covering email states the rule, so check there first.
- Allows
- Holdings on a date.
- Look for the monthly email from CDSL with the CAS attached.
- Or sign in on CDSL’s CAS page to view or download one.
Labels on each site may differ slightly from the steps here, and each site’s own rules come first.
Then
- Keep it in Lineage. Lineage Money’s India workspace keeps it in the family’s wealth register: everything owned, who is named on it, who may see it, and what is proven by a document.
- Read it on Anveshan. Saved as a shadow book, a statement’s holdings become lines that are priced every day, and each sale on it becomes a ghost — the units sold, priced onward from the sale date, beside what the sale brought in. The research behind it.
Free for a limited time — the full statement analysis, the shadow book and keeping it in Lineage Money are open while the service is new.
This page: /statements/how-to. Nothing here is advice; neither Anveshan nor Lineage Money is an adviser registered with SEBI (the market regulator).