Sanjay Bembalkar
Tenure across funds
each stint as the factsheets dated it
The record, stint by stint
fund against category over exactly those months
| Fund | Role | From | To | Months | Fund | Category | Excess | P4 in tenure |
|---|---|---|---|---|---|---|---|---|
| Union ELSS Tax Saver Fund (Formerly Union Tax Saver (ELSS) Fund UNION · ELSS | fund manager | Jun 2021 | now | 62 | 13.8% p.a. | 13.6% p.a. | +0.20 pp | 0% of 26 |
| Union Largecap Fund UNION · Large Cap | fund manager | Jun 2021 | now | 62 | 10.5% p.a. | 12.1% p.a. | −1.61 pp | 0% of 26 |
| Union Multicap Fund UNION · Multi Cap | fund manager | Nov 2022 | now | 45 | 18.5% p.a. | 18.1% p.a. | +0.38 pp | 75% of 8 |
| Union Flexi Cap Fund UNION · Flexi Cap | fund manager | Jan 2023 | now | 43 | 14.1% p.a. | 15.8% p.a. | −1.68 pp | 0% of 7 |
| Union Balanced Advantage Fund UNION · Dynamic Asset Allocation or Balanced Advantage | fund manager | Jan 2023 | now | 43 | 9.8% p.a. | 11.6% p.a. | −1.80 pp | 0% of 7 |
| Union Equity Savings Fund UNION · Equity Savings | fund manager | Jan 2023 | now | 43 | 7.8% p.a. | 9.0% p.a. | −1.17 pp | 0% of 7 |
| Union Aggressive Hybrid Fund UNION · Aggressive Hybrid | fund manager | Jan 2023 | now | 43 | 12.5% p.a. | 13.2% p.a. | −0.71 pp | 0% of 7 |
| Union Innovation & Opportunities Fund UNION · Sectoral/ Thematic | fund manager | Aug 2023 | now | 36 | 18.6% p.a. | 14.8% p.a. | +3.80 pp | under 3 yrs |
| Union Multi Asset Allocation Fund UNION · Multi Asset Allocation | fund manager | Aug 2024 | now | 24 | 11.4% p.a. | 9.3% p.a. | +2.11 pp | under 3 yrs |
| Union Active Momentum Fund UNION · Sectoral/ Thematic | fund manager | Nov 2024 | now | 21 | −3.0% p.a. | 4.4% p.a. | −7.46 pp | under 3 yrs |
| Union Consumption Fund UNION · Sectoral/ Thematic | fund manager | Dec 2025 | now | 8 | −1.8% | 2.9% | −4.70 pp | under 3 yrs |
| Union Value Fund UNION · Value | fund manager | Jun 2021 | Sep 2024 | 40 | 24.4% p.a. | 25.8% p.a. | −1.42 pp | 0% of 4 |
| Union Retirement Fund UNION · Retirement | fund manager | Sep 2022 | Nov 2024 | 27 | 25.1% p.a. | 17.9% p.a. | +7.19 pp | under 3 yrs |
| Union Small Cap Fund UNION · Small Cap | fund manager | Jan 2023 | Nov 2024 | 23 | 34.9% p.a. | 36.1% p.a. | −1.25 pp | under 3 yrs |
| Union Focused Fund UNION · Focused | fund manager | Jan 2023 | Nov 2024 | 23 | 20.0% p.a. | 26.1% p.a. | −6.10 pp | under 3 yrs |
| Union Large & Midcap Fund UNION · Large & Mid Cap | fund manager | Jan 2023 | Apr 2024 | 16 | 27.9% p.a. | 32.6% p.a. | −4.62 pp | under 3 yrs |
| Union Midcap Fund UNION · Mid Cap | fund manager | Jan 2023 | Apr 2024 | 16 | 34.9% p.a. | 38.9% p.a. | −4.00 pp | under 3 yrs |
| Union Children's Fund UNION · Children's | fund manager | Nov 2023 | Sep 2024 | 11 | 26.9% | 23.4% | +3.51 pp | under 3 yrs |
| Union Business Cycle Fund UNION · Sectoral/ Thematic | fund manager | Feb 2024 | Nov 2024 | 10 | 11.1% | 16.3% | −5.25 pp | under 3 yrs |
| Union Large & Midcap Fund UNION · Large & Mid Cap | fund manager | Oct 2024 | Nov 2024 | 2 | −4.8% | −4.6% | −0.23 pp | under 3 yrs |
| Union Midcap Fund UNION · Mid Cap | fund manager | Oct 2024 | Nov 2024 | 2 | −5.3% | −4.8% | −0.45 pp | under 3 yrs |
* dated by first appearance in the archive we hold, not by a date the factsheet printed. Months are the stint's calendar months. Returns are the fund's primary growth class and the category's median monthly return, compounded over the same months; “P4 in tenure” counts only rolling three-year windows that lie wholly inside the stint. A dash means the NAV or the category median did not cover the months — a category with too few funds in this build has no median.
Why this might matter
A fund's five-year figure belongs to whoever ran it for those five years. Following the person across funds is the only way to see a record that survives a change of employer — and to notice when a fund's record predates the people now running it.
Why it might not
co-managed funds attribute the same months to every named manager, so a record here is the team's before it is anyone's. A factsheet names the manager of record, not who made each call, and fund houses have processes and research desks that outlast individuals. Nothing on this page ranks anyone.