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Fund manager · jmfinancial

Ruchi Fozdar

jmfinancial “Ms. Ruchi Fozdar”
Funds run now
17
of 17 ever named on
Longest current tenure
2.5 yrs
on JM Medium to Long Term Fund
In the archive
Apr 2024 – Sep 2026
441 fund-months across every stint
Stints ahead of category
5 of 16
annualised return vs the category median, in-tenure

Tenure across funds

each stint as the factsheets dated it

20252026JM Medium to Long Term Fu…JM Medium to Long Term Fund: Apr 2024 – now · co-manager · date as printedJM Liquid FundJM Liquid Fund: Apr 2024 – now · co-manager · date as printedJM Short Term Fund-closedJM Short Term Fund-closed: Apr 2024 – now · co-manager · date as printedJM Short Term FundJM Short Term Fund: Apr 2024 – now · co-manager · date as printedJM Dynamic Term FundJM Dynamic Term Fund: Apr 2024 – now · co-manager · date as printedJM Ultra Short to Short T…JM Ultra Short to Short Term Fund: Apr 2024 – now · co-manager · date as printedJM Overnight FundJM Overnight Fund: Apr 2024 – now · co-manager · date as printedJM Large Cap FundJM Large Cap Fund: Oct 2024 – now · debt portion · date as printedJM Aggressive Hybrid FundJM Aggressive Hybrid Fund: Oct 2024 – now · debt portion · date as printedJM Value FundJM Value Fund: Oct 2024 – now · debt portion · date as printedJM Arbitrage FundJM Arbitrage Fund: Oct 2024 – now · debt portion · date as printedJM ELSS - Tax Saver FundJM ELSS - Tax Saver Fund: Oct 2024 – now · debt portion · date as printedJM Focused FundJM Focused Fund: Oct 2024 – now · debt portion · date as printedJM Flexi Cap FundJM Flexi Cap Fund: Oct 2024 – now · debt portion · date as printedJM Mid Cap FundJM Mid Cap Fund: Oct 2024 – now · debt portion · date as printedJM Small Cap FundJM Small Cap Fund: Oct 2024 – now · debt portion · date as printedJM Large & Mid Cap FundJM Large & Mid Cap Fund: Jul 2025 – now · debt portion · date as printed Apr 2024Sep 2026
20252026JM Medium to Long Term Fu…JM Medium to Long Term Fund: Apr 2024 – now · co-manager · date as printedJM Liquid FundJM Liquid Fund: Apr 2024 – now · co-manager · date as printedJM Short Term Fund-closedJM Short Term Fund-closed: Apr 2024 – now · co-manager · date as printedJM Short Term FundJM Short Term Fund: Apr 2024 – now · co-manager · date as printedJM Dynamic Term FundJM Dynamic Term Fund: Apr 2024 – now · co-manager · date as printedJM Ultra Short to Short T…JM Ultra Short to Short Term Fund: Apr 2024 – now · co-manager · date as printedJM Overnight FundJM Overnight Fund: Apr 2024 – now · co-manager · date as printedJM Large Cap FundJM Large Cap Fund: Oct 2024 – now · debt portion · date as printedJM Aggressive Hybrid FundJM Aggressive Hybrid Fund: Oct 2024 – now · debt portion · date as printedJM Value FundJM Value Fund: Oct 2024 – now · debt portion · date as printedJM Arbitrage FundJM Arbitrage Fund: Oct 2024 – now · debt portion · date as printedJM ELSS - Tax Saver FundJM ELSS - Tax Saver Fund: Oct 2024 – now · debt portion · date as printedJM Focused FundJM Focused Fund: Oct 2024 – now · debt portion · date as printedJM Flexi Cap FundJM Flexi Cap Fund: Oct 2024 – now · debt portion · date as printedJM Mid Cap FundJM Mid Cap Fund: Oct 2024 – now · debt portion · date as printedJM Small Cap FundJM Small Cap Fund: Oct 2024 – now · debt portion · date as printedJM Large & Mid Cap FundJM Large & Mid Cap Fund: Jul 2025 – now · debt portion · date as printed Apr 2024Sep 2026
20252026JM Medium to Long Term Fu…JM Medium to Long Term Fund: Apr 2024 – now · co-manager · date as printedJM Liquid FundJM Liquid Fund: Apr 2024 – now · co-manager · date as printedJM Short Term Fund-closedJM Short Term Fund-closed: Apr 2024 – now · co-manager · date as printedJM Short Term FundJM Short Term Fund: Apr 2024 – now · co-manager · date as printedJM Dynamic Term FundJM Dynamic Term Fund: Apr 2024 – now · co-manager · date as printedJM Ultra Short to Short T…JM Ultra Short to Short Term Fund: Apr 2024 – now · co-manager · date as printedJM Overnight FundJM Overnight Fund: Apr 2024 – now · co-manager · date as printedJM Large Cap FundJM Large Cap Fund: Oct 2024 – now · debt portion · date as printedJM Aggressive Hybrid FundJM Aggressive Hybrid Fund: Oct 2024 – now · debt portion · date as printedJM Value FundJM Value Fund: Oct 2024 – now · debt portion · date as printedJM Arbitrage FundJM Arbitrage Fund: Oct 2024 – now · debt portion · date as printedJM ELSS - Tax Saver FundJM ELSS - Tax Saver Fund: Oct 2024 – now · debt portion · date as printedJM Focused FundJM Focused Fund: Oct 2024 – now · debt portion · date as printedJM Flexi Cap FundJM Flexi Cap Fund: Oct 2024 – now · debt portion · date as printedJM Mid Cap FundJM Mid Cap Fund: Oct 2024 – now · debt portion · date as printedJM Small Cap FundJM Small Cap Fund: Oct 2024 – now · debt portion · date as printedJM Large & Mid Cap FundJM Large & Mid Cap Fund: Jul 2025 – now · debt portion · date as printed Apr 2024Sep 2026
running it nowearlier

The record, stint by stint

fund against category over exactly those months

FundRoleFromToMonthsFundCategoryExcessP4 in tenure
JM Medium to Long Term Fund
JMFINANCIAL · Medium to Long Term
co-manager Apr 2024 now 30 6.1% p.a. 6.3% p.a. −0.17 pp under 3 yrs
JM Liquid Fund
JMFINANCIAL · Liquid
co-manager Apr 2024 now 30 6.7% p.a. 6.8% p.a. −0.08 pp under 3 yrs
JM Short Term Fund-closed
JMFINANCIAL · Short Term
co-manager Apr 2024 now 30 under 3 yrs
JM Short Term Fund
JMFINANCIAL · Short Duration
co-manager Apr 2024 now 30 7.0% p.a. 7.0% p.a. +0.06 pp under 3 yrs
JM Dynamic Term Fund
JMFINANCIAL · Dynamic Term
co-manager Apr 2024 now 30 6.4% p.a. 6.5% p.a. −0.16 pp under 3 yrs
JM Ultra Short to Short Term Fund
JMFINANCIAL · Ultra Short to Short Term
co-manager Apr 2024 now 30 7.2% p.a. 7.2% p.a. −0.02 pp under 3 yrs
JM Overnight Fund
JMFINANCIAL · Overnight
co-manager Apr 2024 now 30 5.7% p.a. 5.8% p.a. −0.11 pp under 3 yrs
JM Large Cap Fund
JMFINANCIAL · Large Cap
debt portion Oct 2024 now 24 −3.4% p.a. −1.8% p.a. −1.60 pp under 3 yrs
JM Aggressive Hybrid Fund
JMFINANCIAL · Aggressive Hybrid
debt portion Oct 2024 now 24 −1.8% p.a. 1.1% p.a. −2.88 pp under 3 yrs
JM Value Fund
JMFINANCIAL · Value
debt portion Oct 2024 now 24 −4.7% p.a. −1.3% p.a. −3.41 pp under 3 yrs
JM Arbitrage Fund
JMFINANCIAL · Arbitrage
debt portion Oct 2024 now 24 6.5% p.a. 6.8% p.a. −0.31 pp under 3 yrs
JM ELSS - Tax Saver Fund
JMFINANCIAL · ELSS
debt portion Oct 2024 now 24 1.4% p.a. −1.6% p.a. +3.03 pp under 3 yrs
JM Focused Fund
JMFINANCIAL · Focused
debt portion Oct 2024 now 24 −0.9% p.a. −0.1% p.a. −0.86 pp under 3 yrs
JM Flexi Cap Fund
JMFINANCIAL · Flexi Cap
debt portion Oct 2024 now 24 −3.3% p.a. 0.4% p.a. −3.73 pp under 3 yrs
JM Mid Cap Fund
JMFINANCIAL · Mid Cap
debt portion Oct 2024 now 24 3.3% p.a. 3.0% p.a. +0.22 pp under 3 yrs
JM Small Cap Fund
JMFINANCIAL · Small Cap
debt portion Oct 2024 now 24 4.7% p.a. 3.8% p.a. +0.94 pp under 3 yrs
JM Large & Mid Cap Fund
JMFINANCIAL · Large & Mid Cap
debt portion Jul 2025 now 15 6.7% p.a. 4.0% p.a. +2.66 pp under 3 yrs

* dated by first appearance in the archive we hold, not by a date the factsheet printed. Months are the stint's calendar months. Returns are the fund's primary growth class and the category's median monthly return, compounded over the same months; “P4 in tenure” counts only rolling three-year windows that lie wholly inside the stint. A dash means the NAV or the category median did not cover the months — a category with too few funds in this build has no median.

Why this might matter

A fund's five-year figure belongs to whoever ran it for those five years. Following the person across funds is the only way to see a record that survives a change of employer — and to notice when a fund's record predates the people now running it.

Why it might not

17 of these stints are a co-manager or sleeve role; co-managed funds attribute the same months to every named manager, so a record here is the team's before it is anyone's. A factsheet names the manager of record, not who made each call, and fund houses have processes and research desks that outlast individuals. Nothing on this page ranks anyone.